My darling Mum, always loved The People's Friend, a Scottish Journal that is published weekly. It's motto was that it would never contain anything that you would be uncomfortable with a child reading in your home.
About fifteen years ago, it had a beautiful story that ran for about six weeks which was later published as a book.
It was called " The Pearly Pig".
It was the lovely story of a mother, who kept a beautiful china pig on the mantlepiece of her kitchen. The story follows the course of her life and the growing of her children. As needs would present themselves, she would reach up to the mantlepiece and pull down the pearly pig and empty out the coins to help with the need.
This was a home, rich in love, but poor in this world's goods. This mother's thriftiness and wisdom was able to propel her children into being able to meet needs and goals.
As we drive along the highways here in Australia, some of you would have seen the sticker on the back of caravans, motorhomes and cars. It goes something like this" I'm spending my children's inheritance".
It's meant to be humorous and I understand that. However, it's the opposite spirit that was evident in the mother of this household with the pearly pig.
If you are a mother...what are you doing to provide for your children? Or if you have received a gift or a blessing from your parents or grandparents...what was it, and how did it change the course of your life?
The Bible tells us in that wonderful book of Proverbs ..."A good person lays up an inheritance for his children and his children's children" 13:22
I have been giving this some thought as we are parents of two wonderful sons.
House prices in Australia are very high. It's a desire of their hearts to one day own their own home.
To date...our eldest son has $4000 saved and our youngest has $1500.
I know that some of you reading this, are on slim budgets due to illness, job loss or other challenges. What I wanted us all to think about was how can we invest in our children's lives? For some of us, it will be cooking, or gardening, or child minding, or saving a little here and a little there.
But we will know....that when we see a need in our child's life, we have the means to step up and meet some of them.
We have only had full time employment in our home for the last six years. Consequently we have lived on small budget for our family.
On Thursdays, I pay all the bills and do the banking. This is a weekly habit in our lives, and I believe it's heavily contributed to us having savings.
We have no debts, so our bills are usually just one or two at a time, and I set them on the coffee table to be dealt with on Thursday morning.
This is my financial routine.
1. Look at all bank balances daily to check for discrepancies.
2. Pay current bills due on Thursdays.
3. Set aside savings
4. Live on what is left
5. Keep your spouse informed if you are married
6. Near the first of each month, we sit down together as a couple and look at our financial picture.
One tip that may help.. is that if you have an income of $500 per week, think and talk in terms of having $480. That extra $20 is the start of your " Pearly Pig Project".
Please share what you are doing for your family to provide an inheritance for your children and children's children? I know that together we can come up with all sorts of wonderful tips and ideas. Amongst us surely are some stories of being blessed with words or deeds or finances from people that loved us.
Maybe some of you may want to start your own " Pearly Pig Project". What a thank you that would be to the author of the Pearly Pig!
Love Helen x