Because I had a really busy week last week and then busy weekend I had a lot of savings for The Vicky Challenge!
Also we have a long weekend and so today is still a public holiday. We have worked all weekend.
Andy had extra work to do and has worked in the office and I kept painting, gardening, washing etc.
So it has been a big week.
My Vicky Challenge is:
A $5 voucher from Spotlight that I will use this week.
A $20 voucher from Coles that I will use to add to my pantry.
Plus I have my vouchers lined up in my diary to repeat this.
We do not have coupons here but some supermarkets offer points rewards that you can turn into dollars. This one is working well for me.
Lots of painting. I have almost finished the front fence! It is a huge transformation. I love it! Hopefully this afternoon I will finish it.
I will count $300 saved but I think if I hired someone to do this it would be much more.
This is a work in progress photo. You can see the creamy old paint on either side and the white I am painting. Hopefully soon I can show you finished pictures!
I made a picnic for fishing and saved $50.
And the boys brought back about 5 kilos of salmon which would be worth about $125!
This gave us a meal, frozen meals and some to share.
I made an inventive dinner of left overs and frozen things.
The notebooks I made gave me eight gifts which in the shops would be $20 or so so I will count $100 saved there.
I picked mint from Mums and saved about $4.
The cakes I made saved about $50 for two gifts and a spare.
Lucy had a bit of a disaster. She has a good floor rug that she just loves and it was reasonably expensive. Well it had a nasty accident! And the more she "fixed" it the worse things got! She was upset and fear it was ruined. But Mum came to the rescue. It's not finished yet and drying but I think I have fixed it. If so I don't want to guess how much I saved her but lets say $100 plus for professional cleaning. (probably more I think)
Lately I have really noticed I have saved a lot by going through my junk mail faithfully. I found something Mum was looking for and having trouble finding, a voucher, several special sthat were fantastic that I would never haven known about otherwise. The Aldi catalogue is positively exciting!
I don't know how much that has saved this week but it's worth mentioning as I keep saving money by studying the catalogues.
$100 on all packed lunches and coffees.
So my Vicky Challenge came in at around $760.
And next week we can add up another month! This will give me a burst to have another good week!
My subject to add this week is investing. My kind of investing is thinking of something you pay for regularly that you could possibly find a way around and investing in what you need to make that happen.
I was trying to think of a convincing example to show how much this can save. So I picked Andy's thick ceramic coffee cup that has a lid. He takes it in the van every morning. It holds two normal coffees at least. I bought him this about five years ago. It keeps the coffee warm for an hour or more. He loves it! I paid about $8 for it at the time.
When I worked out how much this had saved over five years I thought I had made a mistake. So I did it again and again!
This coffee cup has saved about $10,000 in coffee! I can't even believe that but at two coffees a day, five days a week, most weeks of the year then that is what it has saved.
So that was a pretty good investment!
Don't underestimate the potential savings. Think in terms of what you spend per year on this or that.
My other best ever investments are my crockpot. I never need takeaway food because of it. I pop something good in it in the morning...
(I have a whole crock pot/slow cooker series in my index.) This was just a pot roast I just started.
For times I am not expecting to be unable to cook dinner I have numerous meat pies in the freezer made from crock pot casseroles and puff pastry.
Also so many scraps get made into stock. That saves me money too and uses up so much.
I have a colander that fits inside my crockpot so that I just life that up and the stock is already strained. It is so handy!
I won't even try to estimate the savings I have made from a crockpot but they would be many times the savings made by the coffee cup!
Another is my back door herb stack. I have two of these. The pots were free, I purchased the soil and seedlings from time to time. This was a great investment! I pick herbs daily and give away many bunches. I pop a bunch of herbs into many foodie gifts too. I always have herbs on hand and never buy them. The savings must be heaps!
I notice all of these investments are also investments in health!
Andy has made some great investments. Most of his tools have saved us a fortune. From hedge trimmer to power drill the amount they save is staggering. I have to say his fishing gear was a great investment!
Other great investments I can think of are fruit trees, a rain water tank or barrels, a clothes line, an outdoor cooking area, hair dressing scissors and clippers., a freezer...
The list is endless! I think if we pick an area that is a leaky spending problem that is a good thing to try and invest in. Finding that solution might save a huge amount.
How did your Vicky Challenge go last week?
What are some money saving investments you have made that paint big dividends?
What is a leaky area for you that maybe an investment could overcome? If you have a financial leak but cannot think of a solution maybe we can all help you to find one.
As we go along each week hopefully we think of new ways to save and do things. All the ideas coming in have been amazing! I have implemented so many from great comments here and on Facebook. Thank you! So my Vicky Challenge continually improves and is well beyond anything I imagined!
Have a wonderful week! The sun is shining and it is a lovely day. I am heading out to finish this fence! xxx